Applying takes a couple of minutes and does not slow your booking down.
Pick the panel and collection method that suits you, and continue to checkout as normal.
Choose Payl8r as your payment method and you will be taken through to their application.
Payl8r run their affordability checks and give you a decision, usually within a few minutes.
Once approved your order is confirmed and you book your appointment in the usual way.
Enter an amount to see what the repayments would look like. This is a guide only. Your actual terms depend on the decision Payl8r make when you apply.
The credit agreement is between you and Payl8r, not TrueVitals. Their terms, eligibility criteria and affordability assessment apply, and you should read them before proceeding.
Payl8r carry out a credit and affordability check when you apply. Missed or late payments may result in charges from Payl8r and may affect your credit file.
TrueVitals does not add any fee for paying by instalments. The panel price is the same whether you pay in full or spread the cost.
Once your application is approved your order proceeds exactly as normal. Same panel, same laboratory, same turnaround, same report.
Payl8r is a trading name of Social Money Ltd, a UK finance provider authorised and regulated by the Financial Conduct Authority. They provide the credit and handle the application, the payments and any questions about your agreement.
Payl8r carry out a credit and affordability assessment as part of the application. How that appears on your file is determined by Payl8r rather than TrueVitals, so it is worth reading their terms before you apply.
Your order simply will not complete, and nothing is charged. You can pay by card instead, or use one of the other options available at checkout.
Yes. Your rights against TrueVitals for the panel itself are unaffected by how you paid. Where a refund is due we refund Payl8r, who then adjust or cancel your payment arrangement under their terms. See our refund policy.
Klarna and Clearpay are also available at checkout for eligible orders. Payl8r generally suits larger orders, including the Signature panel, where the other options may not stretch far enough.
Payl8r, as the credit agreement is with them. For anything about your blood test, your appointment or your results, contact us at support@truevitals.co.uk.
TrueVitals Group Ltd is an Introducer Appointed Representative of Social Money Ltd, trading as Payl8r. Social Money Ltd is a company registered in England under company number 08054296, and is authorised and regulated by the Financial Conduct Authority, entered on the Financial Services Register under reference number 675283.
TrueVitals Group Ltd is registered in England and Wales under company number 16449605. Registered office: Ground Floor, Rear Barn, The Brookdale Centre, Knutsford, Cheshire, WA16 0SR.
Finance is subject to status, affordability and credit checks, and is available to UK residents aged 18 and over. Terms and conditions apply. TrueVitals acts only as an introducer and does not provide credit or advise on the suitability of any credit agreement. The credit agreement is between you and Payl8r.
Missed payments may result in charges and could affect your credit file and your ability to obtain credit in future. Please only borrow what you can comfortably afford to repay.
TrueVitals does not charge any additional fee for paying by instalments, and does not receive commission that varies according to the credit terms you are offered.
Choose your panel and select Payl8r at checkout to spread the cost.
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